Terms of Service

1. Service Description

Nick Says is a software-as-a-service platform that supports Valuation Designees in preparing and organizing fair value compliance documentation. The platform provides guided workflows across goodwill, stock options and RSUs, ASC 946 investment reporting, and ESOP pathways, with evidence capture, Level 3 input tracking, regulatory guidance, and audit-ready conclusion packets.

The Service is a documentation and organization tool. It does not provide legal, tax, accounting, or audit advice, and its outputs should not be relied upon as a substitute for professional judgment.

2. Account & Security

Each subscription provides a single-user license. You are responsible for the confidentiality of your credentials and for all activity under your account. Two-factor authentication (2FA) via SMS is required for all accounts. You must notify us immediately at info@nicksays.com if you suspect unauthorized access.

Account credentials may not be shared. The Service implements lockout policies after repeated failed login attempts.

3. Subscription & Payment

Access to the Service requires a paid annual subscription. Your subscription auto-renews at the end of each annual term unless you cancel before the renewal date. A renewal reminder is sent by email approximately one week before the annual charge.

Payments are processed via Stripe. A credit card processing fee is passed through to the customer and shown as a separate line item on your receipt. Subscription fees are non-refundable except as required by applicable law.

4. Acceptable Use

You agree to use the Service only for its intended purpose. You may not:

• Reverse engineer, decompile, or disassemble any part of the platform.
• Use automated scripts, bots, or scrapers to access or extract data from the Service.
• Share your account credentials or allow multiple individuals to use a single-user license.
• Use the Service for any unlawful purpose or in violation of any applicable regulation.
• Interfere with, compromise, or disrupt the security or integrity of the platform.

5. Termination

Either party may terminate the subscription at any time. If you cancel your subscription, your access is revoked immediately upon confirmation. Subscription fees already paid are non-refundable, and your current annual term ends at the effective cancellation date.

We reserve the right to suspend or terminate access immediately if you violate these Terms.

6. Data Retention (90 days post-cancellation)

You retain full ownership of all data, documents, and content you enter into the platform. We do not claim ownership over your data.

Upon cancellation, account data is retained for 90 days, after which it is permanently deleted. Customers may resubscribe within this 90-day window to restore access to existing data. After 90 days, deletion is irreversible. You may export your data at any time while your account is active.

7. Limitation of Liability

The Service is provided “as is” and “as available” without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

To the maximum extent permitted by applicable law, deBarral, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or business opportunity arising out of or related to your use of the Service. Our total aggregate liability shall not exceed the amount you paid for the Service during the twelve months preceding the claim.

Nick Says does not provide legal, tax, accounting, or audit advice. Outputs and reports generated by the platform are intended to assist qualified professionals and are not a substitute for professional judgment.

8. Contact

Questions about these Terms of Service? Reach us at info@nicksays.com. Our Privacy Policy describes how we collect and handle information.